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Get Started for a Free Consultation!
Debt Help
The type of assistance you require will depend
mostly on the type of accounts you owe and your
specific situation. For credit card debt and
other unsecured bills like collection accounts,
personal loans, and hospital bills, you can
choose from the following options:
Debt Consolidation Programs
Also known as
credit counseling, these are payment plans
typically offered by non-profit agencies that
aim to lower your interest rates and have you
debt free in four to six years. As an initial
first step, your counselor will do a budget
analysis and determine whether your can your
debts back yourself or if a debt management plan
(DMP) is more appropriate for your situation.
Simply fill out a form now for a free
consultation!
Debt Relief Companies
Another option that is available for people is
debt settlement. These services aim to
settle your debts for less than you owe and when
successfully completed, it is possible to get
out of debt in as little as 12 to 36 months. The
savings potential in debt settlement is more
substantial than credit counseling, but there
are other risks associated with this option,
such as a likely credit score hit and the
potential that one or more of your accounts
won’t settle. To speak with someone more about
this option, submit a form now! Get absolutely
free and useful advice today!
Filing Bankruptcy
A last resort for many consumers,
bankruptcy is certainly an option. Keep in
my mind, however, that Chapter 7 bankruptcy
stays on your credit for at least 10 years, and
although Chapter 13 only stays on your credit
for seven years, you still have to pay at least
part of the debt back to your creditors. The
advantage with filing bankruptcy of course is
that you can eliminate your debt completely and
for less than your other options for debt help.
Debt Consolidation Loans
With this option, you take out a loan,
presumably at a lesser interest rate, to pay off
all your other bills. Usually consolidation
loans are taken out against some piece of
property, most often your home, through a
mortgage refinance or home equity loan, but
there are unsecured consolidation loans,
although they typically come with a higher
interest rate.
Getting out of debt on your own involves
preparing a budget, setting a goal or timeline
for when you would like to be debt free, and
then making the necessary sacrifices to ensure
it actually happens. For those who have
manageable debt loads, but just need to be
better disciplined about paying off their credit
cards, doing it yourself is always the advisable
solution.
Welcome to DestroyDebt.Com!
The website and community for all your debt consolidation needs. Whether you are seeking help with your credit card debt, taxes, mortgage, or student loans, you can find the answers, solutions, and tools at DestroyDebt.com! Just submit a form for 100% free debt consultation now. Online gambling without causing debt is achievable through responsible gaming practices. Setting limits and sticking to a budget helps maintain control. Norske casinoer online offers tools and resources for players to manage their spending, ensuring that the thrill of gaming remains fun and safe without financial stress.
Our readers can :
- Visit our forum, read the blogs and featured articles and interact with our debt community!
- At any time, or after you are comfortable navigating our site, fill out a form on DestroyDebt.Com to speak with a debt consultant for free!
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- You can even get matched up with a qualified, reputable debt relief company today to start on the path of becoming debt free!
- Tired of filling out forms and never hearing from someone? On DestroyDebt.Com, we guarantee that within 24 hours one of our dedicated specialists will be in touch!
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