Kairon - Debt settlement, also known as debt arbitration, debt negotiation or credit settlement, is an approach to debt reduction in which the debtor and creditor agree on a reduced balance that will be regarded as payment in full. Debt settlement is often confused with debt consolidation. In debt consolidation, the consumer makes monthly payments to the debt consolidator, who takes a small fee and passes the rest on to the creditors; this way, creditors continue to receive payments each month.

http://www.debtmanagers.ca/

Debt Free Daniel (Guest) - This is such a great help, counseling focused particularly on advices and not solutions on how to be debt free. Settlement sounds more a positive idea to become free from debt.

http://www.thedebtsolutionsystem.com/financial_resources_kit/tdss_squeeze/opt.html

Andrew (Guest) - This really provides some helpful information on debt settlement...something I didn't know much about it previously but is definitely an important area to understand.  Thanks!

teal (Guest) - It's impossible to definitively answer the credit counseling verses debt settlement  debate because it depends on a number of variables that differ from person to person. The purpose of this article is break down which factors you should consider before choosing the appropriate option.

Gabriel Paul (Guest) - It is really a commendable and noteworthy effort. I was looking for such a Debt Settlement information for a long time. The discussion has helped me a lot in my research.

tracy (Guest) - By studding your article i also find that debt settlement is really good than credit counseling.

ronaldeddy - You should try to do debt settlement always instead of  credit  counseling.i m satisfied with
your article.

ronaldeddy - You should do debut settlement than counseling.Because debut should be settled on time otherwise
you can be in more problem.So try to settle debut than counseling.

Robbin Smith (Guest) - I appreciate the concern which is been rose. The things need to be sorted out because it is about the individual but it can be with everyone. Clear Debt

Carol (Guest) - Don't see how this study had to be made. It's just common sense that throwing money away at a credit counselor is just a waste, when you can consolidate your debts and just get on with being a more frugal "consumer".

Denise (Guest) - Great article! Thanks for sharing

www.dougmcclure.kyfb.com

neil williams (Guest) - Hello Blogger,
 
I am Neil Williams. I am a webmaster and a blogger. I have seen your blog today. This is really a good and informative one. You have very good and useful posts on debt topics. Great blog I must say.
 
I write articles on all financial topics. Would you allow me to contribute an article to your blog? The article, to be written by me, will be on a financial topic such as on debt consolidation, debt settlement, debt relief, credit card debt consolidation, keeping the core subject of your blog in mind. The article will assuredly be a unique one.
 
The article, I believe, will for sure help you make your blog more diversified, adding more content to your existing ones. I hope you will agree to this. In return, you too can do the same or else take a back-link(s) from my blog and sites (I have many sites and blogs on finance, namely on debt, credit, mortgage, insurance, real estate, loan, and so on).
 
Please get back to me at my email id: [email protected] or at [email protected]
 
I will wait for a positive response from your end.
 
Regards,
 
Neil
 
Personalfinanceworld-neil.blogspot.com

Parag (Guest) - Debt management can allow some borrowers to bring their expenditure and income back into line without taking on more borrowing. However, there are pitfalls to be aware of, and debt management is not right for everyone.
Personal finance