Posted on April 10, 2009 at 1:08 am Is debt settlement any good? Thank you. I will try it!~

Posted on April 15, 2010 at 6:10 am Is debt settlement any good? - yes it is, if your debt is mostly unsecured.

Posted on April 15, 2010 at 6:13 am Is debt settlement any good? - it is a good alternative to bankruptcy, which impacts your credit hard. Although debt settlement stays on your report for 7 years (like a Chapter 13 bankruptcy) it won't be on your public records for 20 years (like a bankruptcy).

Posted on April 15, 2010 at 6:17 am Is debt settlement any good? - what's not good about being debt free in a  year or two, with a monthly payment of $150/mo? I mean, with debt settlement, if formerly your monthly payment is $800/mo, in a debt settlement program it's going to be greatly reduced, as the company is trying to negotiate your whole balance to more or less half. Where did $150/mo come from? The requirements of a debt settlement program is a total debt amount of $10k (accounts past due or almost) - and the industry standard fee is 15% of the debt. -- There is another structure 20-25% of the settlement amount. It depends on your agreement with the company, and when it comes to fees,don't hesitate to ask for other structures. It should be made clear to you what happens to your money in the program.

Posted on May 6, 2010 at 7:38 am Is debt settlement any good? - that would depend on whether you were matched up to the right company (legitimate) and that you did not drop out of the program. You might be wondering what a legitimate debt settlement company is - the answer is, one that has the ff: -The settlement company's program must have a fast completion time. 12-36 months. -The program must be able to protect and improve the consumer's credit standing. -Must be a member of the Better Business Bureau, BBB, for at least 5 years. -Must also have a good standing with the Chamber of Commerce -A Member of TASC - The Association Of Settlement Companies and the IAPDA or the International Association of Professional Debt Arbitrators

Posted on May 28, 2010 at 4:28 am Debt Settlement - At least better then bankruptcy.

Posted on August 17, 2010 at 12:36 am Negotiating away your bills is legal, but it may not be your best solution. And sometimes, hiring a professional to help you isn't as good an idea as doing it yourself.

Posted on November 12, 2010 at 1:11 am Debt settlement is the quickest and easier way to get rid of the overwhelming debt..That is why it has been practiced by hundreds of people.