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Interest On Debt


juneflower Rep Points:
Posted on May 31, 2010 at 8:40 am
I would be interested in an opinion on interest rates.I currently have $35,000 in debt and use an adjustable rate HELOC.My HELOC is at 2% until the end of summer. After that it is a prime rate line of credit.Currently that rate would go to 3.25%At what point would you go to a fixed rate loan?FYI- The fixed rate loans are running 6%I usually pay $1,000 per month toward principal.

sunflower seeds Rep Points:
Posted on June 1, 2010 at 7:29 am
Hi, what is your fico score? If your FICO is above 750 you could find a zero interest rate on a card

jannyflcn Rep Points:
Posted on June 28, 2010 at 11:00 pm
hey , for your question answer visit this http://www.debtconsolidation123.net/debt_calculator.phpit has Debt Calculater and u ll surely get help from this....also provide free counseling help..just go through it...

debtreliefnw Rep Points:
Posted on July 30, 2010 at 4:30 am
You need 750+ FICO score to get 0 interest rate card.

Sabastian6 Rep Points:
Posted on August 2, 2010 at 11:46 pm
could i know more on FICO..and how it works and helpful in zero interest...?

ronaldeddy Rep Points:
Posted on August 3, 2010 at 11:37 pm
In FICO you need to score more, you get a coupon card for full score and you can get 0% interest rate.

Sabastian6 Rep Points:
Posted on August 3, 2010 at 11:50 pm
thankx ranald ...for the reply
Posted on September 17, 2010 at 12:22 am
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Ankit (Guest) Rep Points:
Posted on October 13, 2010 at 5:15 pm
FICO Score is a three digit number which affects your life a lot.This is the most  popular credit score reting whose value exist in between 259 to 750.A bad credit score can result in high interest rate in credit crd ,debit card adl lone and even some times in rejection of lone too.===================Debt Problems

Ankit (Guest) Rep Points:
Posted on October 13, 2010 at 5:16 pm
FICO Score is a three digit number which affects your life a lot.This is the most  popular credit score reting whose value exist in between 259 to 750.A bad credit score can result in high interest rate in credit crd ,debit card adl lone and even some times in rejection of lone too.===================Debt Problems
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