LallyPop
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Yes, you can send a settlement offer to creditors. Here's a sample you can use:
(Creditor's name), the Creditor/Creditor's Representative and (debtor's name), the Debtor agree to negotiate and settle the debt under the following terms and conditions.
The Creditor and Debtor agree that the curr...
In a debt settlement you are expected to pay 15% of your current debt amount as a service fee to them. You don't need to come up with that amount up front because the amount will be spread out over a 12-18 month period.
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